Account Balances
Balance | Description | Value Range |
|---|---|---|
Account Balance | Total deposits held in their transaction account | $0 or Positive |
Held Balance | Total balance of authorised card payments that have not yet cleared | $0 or Negative |
Overdraft Balance | The amount of overdraft that has been drawn down on an account | $0 or Negative |
Technical Overdraft Balance | The amount of funds that are withdrawn from the account beyond the agreed overdraft limit. This will only be in exceptional cases or particular card payments that must be accept that take the account into technical overdraft such as Sydney Transport charges. | $0 or Negative |
Stack Balance | Total balance of stacks within an account. | $0 or Positive |
Available Balance | The funds on an account available for use in any of the cash transfer or card payment transactions which would include both cash deposits and overdraft funds.
| $0 or Positive value, with exceptional of negative if a technical overdraft is applied |
Total Current Balance | The total funds on an account including both cash deposits and overdraft facility which excludes any uncleared transactions (i.e. Held Balance)
| $0 or Positive value, with exceptional of negative if a technical overdraft is applied |
Updated about 10 hours ago