PayTo Notifications

Shaype receives notifications from the MMS for any action made to a PayTo agreement for which the client is the Payment Initiator. Examples of MMS notifications are:

PayTo agreement authorisation responses (accepted, declined, expired)
PayTo agreement status changes made by the Debtor (suspended, released, cancelled).

It is up to the client as to if/how they present PayTo Notifications to their customers, including:

How the amended data is made available to the customer, and
If the customer is informed of mandate suspension/unsuspension, and cancellation by the Debtor

Notifications may be presented to your customers via SMS, email or in-app push notifications.

Notifications on Payer Actions

MMS Code	Notification Recipient	Notification Name
MAMC	Initiator	Mandate Amend Confirmed
MAMD	Initiator	Mandate Amend Declined
MAMN	Initiator	Mandate Amended
MCRC	Initiator	Mandate Create Confirmed
MCRD	Initiator	Mandate Create Declined
MCRR	Initiator	Mandate Create Recalled
MSCH	Payer & Initiator	Mandate Status Changed
MCRT	Payer	Mandate Requires Authorisation
MAMP	Payer	Mandate Amend Proposed

Notifications on MMS Actions

MMS Trigger	Notification Recipient	Notification Name	Remarks
MAMX	Payer and Initiator	MandateAmendExpired	Expiry will be determined by MMS. Sent to the performer of an amend action once its expiry time has been reached and the status of the action is set to Timed Out (TIMO). For a bilateral amend action, this notification is also sent to the servicer of the Debtor Account.
MCRX	Payer and Initiator	MandateCreateExpired	Expiry will be determined by MMS

Notifications on PayTo Payments

The Mandate Payment Event notification includes payment instruction ID, Mandate ID and final status.
It is sent for all payment instructions when the final status is known
After triggering the payment initiation the client can check the Get Payment instruction status by Mandate ID and Payment Instruction ID endpoint if the final status notification is not received.