After the reminders notification, if a condition is met (provision completed or spent on Apple Pay token), Shaype platform will post a notification with the type APPLE_PAY_REWARD_FOR_CUSTOMER, indicating that the client should carry out the reward transaction to their customer's account.
This rewards notifications is client configurable, so it can be enabled/disabled
To reward the customer, clients must leverage the Create Credit Transaction for an Account API to funding the account. To complete the funding, we ask you to use the APPLE_REWARD value in the transactionChannel field in the request to the endpoint.
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Google has no requirement for providing incentives or rewards to the customer, only reminders.
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Apple Pay Incentives are Account level. For Joint Accounts with multiple customers the account will only receive one reward.